Opening bank account | Free |
Monthly admin1 | 5 € |
Closing bank account | Free |
Account statement at a branch | 5 € |
Fee for keeping funds balances in EUR currency in the account2 | 0,5 % / 360 d. |
Fee for keeping balances of funds in non-EUR currency in the account3 | 1,00 % / 360 d. |
Monthly funds administration fee, when the client does not transfer funds to other accounts after the end of the business relationship | 0,05 % (min. 5 €) |
1For bussiness companies which have the loans from "Mano bankas" is free of charge
2The fee is applied when the total balance of the client's funds in euros exceeds 1 million EUR. The fee is calculated from the total amount of the client's funds in euros in all the client's accounts in AB "Mano bankas".
3The fee is applied when the total balance of the client's funds in other currencies exceeds 1 million EUR equivalent, calculated according to the ratio of the euro to the corresponding foreign currency published by the European Central Bank. The fee is calculated from the total amount of the client's funds in other currencies in all the client's accounts in AB "Mano bankas".
Payments within mano.bank | Free | |
SEPA payments | 0,40 € | |
SWIFT payments | 20 € |
Payments within mano.bank | Free | |
SEPA payments | Free | |
SWIFT payments | 0,1% (min. 5 €, max. 15 €) |
SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.
SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.
All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.
SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.
Payments within mano.bank | 2 € | |
SEPA payments | 2 € | |
SWIFT payments | 20 € |
Payments within mano.bank | Free | |
SEPA payments | Free | |
SWIFT payments | 0,1% (min. 5 €, max. 15 €) |
SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.
SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.
All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.
SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.
Term |
Interest |
6 months | 1,45 % |
12 months | 3,80 % |
18 months | 3,80 % |
24 months | 3,80 % |
36 months | 1,60 % |
48 months | 1,70 % |
60 months | 1,80 % |
If you choose monthly interest payments, the interest rate will be reduced by -0.20 %.
The minimum deposit amount is EUR 500.
The maximum term deposit amount is EUR 500,000. To place a fixed-term deposit of more than EUR 500,000, please contact support@mano.bank.
Refund of a received SEPA or SWIFT payment as per customer's request | 50 € |
Return of a sent SEPA or SWIFT payment | 50 € |
SEPA or SWIFT payment cancellation, adjustment or fulfillment investigation | 50 € + foreign bank charges |
Forced write-off | 2 € |
Copy of international payment or SWIFT transfer | 15 € |
Reports for external auditors as per customer‘s request | 100 € |
Other certificates and letters, with the provision of daily services | 15 € |
Cash withdrawal5 | 1% of the amount (min. 5€) |
Cash deposit6 | 0,2% of the amount (min. 5 €) |
5When paying out the account balance to a customer closing a current account, no cash withdrawal fee is applied if the value of the paid-out balance is 5 EUR or less.
6If the funds are deposited with the purpose of concluding a fixed-term deposit agreement, paying the installment of a credit granted by the bank or other payments under the credit agreement, the tax is not applicable.
Credit agreement | 1% of credit amount, min. 400 € |
Credit agreement modification1 | From 0,5% of credit amount, min. 300 € |
Change of the date of payment (contributions and / or interest) | 30 € |
Commitment fee | From 1% of undisbursed credit amount |
Lending project analysis and evaluation | From 0,5% of credit amount, min. 250 € |
Real estate and / or other collateral inspectation by the Bank | 100 € |
Valuation of mortgaged / mortaging property by the Bank: | |
Real estate of one property unit (apartment, premises, land) | 50 € |
Real estate of more than one property units (apartament/private house/ premises/land with other belongings) | 80 € |
Movable property unit (office and/or household appliances, machines, equipment, vehicles) | 20 € |
The production or technological line of the movable property complex | 80 € |
Valuation of mortgaged property by an independent officer | Depends on their fees |
Consent to subordinated pledge | Min. 250 € |
Early repayment | 1% of returned amount |
Refinancing | 1% of returned amount, min. 500 € |
Monthly admin | 20 €/mėn |
Credit disbursement fee2 | 20 €/mėn |
Other fees: | |
Issuance of letters / consents | From 50 € |
Letter of default | 40 € |
Release of mortgage/pledge | 50 € |
Issuance of a guarantee | From 0,5% of guarantee amount, min. 500 € |
Interest on late payments | From 0,1%/d. |
1The specific amount of the applicable rate depends on the type of conditions being exchanged.
2The credit disbursement fee is applied for each disbursement, when the credit is disbursed in installments (the fee is not applied if the credit is paid out in one disbursement).