FREE SEPA payments
Receive and send money easily
Deposit insurance terms
Open European IBAN bank account in minutes
Long gone are the days when we had to wait weeks for money to arrive to our bank account. The world has become real time and so has digital banking. Make instant FREE money transfers across SEPA (EU) countries.
We are a licensed bank and we are committed to the security of your money. At the system level, all infrastructure and its individual elements are protected by internal and external firewalls, and payment data is encrypted to the highest security standards.
Procedural-level security is ensured by dedicated internal teams, constantly audited by external partners.
We're not promising to do everything for free only to impress you. Instead, we're building a reliable and sustainable business so that you can trust us with your money for a long term.
Euro payments across EU member states and between mano.bank accounts are free because they cost us next to nothing. However, we charge you a competitive rate for stuff that we pay for. See full pricing here.
We are a bank since January 2019. Building a new generation reliable digital bank does not happen overnight. Luckily, running a credit union has given us a good head start with many processes and systems already aligned. So, in July 2019 we launched digital bank accounts. Cards, currency exchange and international transactions will follow later in 2019. Pretty impressive, huh? Sign up to stay up to date with our product launches