Bank account serving your business needs

Mano.bank BIC number is KUSRLT24. 

Here are instructions for receiving euro payments from outside of SEPA zone:  

Beneficiary Bank: KUSRLT24 
Beneficiary bank name: AB Mano bankas 
Bank address: S. Moniuskos str. 27, Vilnius, LT- 08115, Lithuania 

NOTE: KUSRLT24 is a direct member of TARGET2 

Account: LTXX50301200000000XX 
Name: Name Surname 
Address:  address 
 

There are two ways to open a bank account at mano.bank: 

1.    Online: fill out the application here https://account.mano.bank/. 

The process is split into different sections: 

•    Sign up to customer zone. Create a customer login for a secure application process.   
•    Personal information. Provide your personal details and complete remote identification.  
•    Company information. Fill out all the company information, partners and planned operations through mano.bank.   
•    Documents. Upload all the necessary documents.  
•    Services. Choose our services and operations limits.   
•    KYC/AML procedure. Once you provide us with all the required information, we will complete KYC/AML procedures on our side.   
•    Signing bank account contract. Provided we can proceed with the account opening, we will invite you to log back into your secure customer zone where you will be able to agree with our terms and conditions and virtually sign bank account agreements. 
 
2.    Visit us at our office: address S. Moniuskos str. 27, Vilnius, LT- 08115, Lithuania. 

Please bring a valid identity document and the necessary company documents with you. We will fill in the client questionnaire and sign all the necessary contracts.  

We've created a secure remote system for submitting and updating customer questionnaire information that allows customers to be served remotely.

If you are already a mano.bank customer, but have never used this remote customer questionnaire service at https://account.mano.bank/ you will need to register as a new customer.

1. Select "Business", "Bank Account" and your nationality

2. Create a secure connection:

2.1 Enter your email address and check your email for the confirmation link, click the link

2.2 Enter your mobile number and confirm it

2.3 Create a password

3. Answer all the questions on the screen

4. Verify your identity in one of three ways:

4.1 Document photos and selfy

4.2 Sign your identity document with a mobile signature

4.3 Sign your identity document with Smart-ID

5. Complete the form by providing information about your sources of income and activities

6. Submit the application for evaluation

If you have any questions, please contact onboarding@mano.bank

If you enter your email address prompts you to log in

It means we have already transferred your application to this new system. Please follow these steps:

1. Your login email is the email address that we use to communicate with you. 

2. Click "Forgot password" and we'll email you a link to confirm your email.

3. Click on the Confirm button in the email.

4. As part of your login process we will send you an SMS confirmation code to the mobile number that is associated with your bank account at mano.bank. If you don't have access to this number, please contact us at onboarding@mano.bank.

5. Once logged in, choose Update KYC for your bank account and follow the steps online. 

If you have opened bank account online

1. Log in to your account at https://account.mano.bank/login using your existing log in information or click "Forgot password".

2. Once logged in, choose "Update KYC".

3. Follow the steps online.

All documents have to be either in Lithuanian or English. 

All documents in "Incorporation" section have to be with apostille. Only documents from these countries don't need apostille: Lithuania, Latvia, Moldova, Ukraine and Russia.

During the online application we will ask you to upload the following documents: 

Incorporation (all incorporation documents have to be apostilled): 

•    Extract from the commercial registry 
•    Extract from an official shareholder registry 
•    Articles of association 
•    Proof of incorporation 
 
Business information 

•    Latest financial statement 
•    Description of business interests in Lithuania (form will be provided within the application) 
•    Business plan 
 
Structure and people 

•    Ownership structure 
•    Proof of director's appointment if not included in commercial registry     
•    If there is a management board ID documents of all directors 
•    UBOs’ ID documents 
•    Consent for managing UBOs’ personal information 
 
UBO - every person with more than 25% of shares or voting rights 
 
In case applying person is not a director 

•    Notarised power of attorney 
•    Applicant’s ID 
•    Managing director's ID documents 
•    Consent for managing director's personal information 
 
Financial institution information 

•    Wolfsbergs questionnaire (form will be provided within the application) 
•    Business plan / programme of operations provided to Bank of Lithuania (if you are applying for 
•    a licence) 
•    Financial institution licence 
•    AML/CTF/KYC Head of the department CV 
•    AML/CTF/KYC related procedures description with signatures and seals 
•    If not defined in procedures, indicate the number of AML/CTF/KYC employees and their job descriptions

You can find all our fees here: https://mano.bank/business/pricing 

Resident – companies registered in Lithuania and run by Lithuanian citizens. 
Non-resident – companies registered outside of Lithuania and run by citizens of the same country where company is registered. 
Financial companies – companies conducting any financial activities. 
International companies: 
•    A legal entity registered in the Republic of Lithuania (resident), whose shareholders and / or final beneficiaries are non-residents and such legal entity belongs to the group of legal entities operating in an international environment and whose activities and cash flows are significantly related to other group companies, and / or; 
•    "Legal person" means a non-resident who carries on an actual economic activity in an international environment or in the territory of several States, but does not carry out such activity in his country of establishment or is restricted by its instruments of incorporation or jurisdiction, and / or; 
•    The legal entity or its shareholders and / or final beneficiaries benefit from significant tax incentives, and / or; 
•    The legislation does not require the preparation and submission of the financial statements of a legal person to the supervisory authorities of the country concerned, including the annual financial statements. 

We are not able to open bank accounts for residents and businesses of the following countries and jurisdictions:

You can find all contracts for bank accounts here: https://mano.bank/business/legal-agreements/current-account-and-payments 
Deposit insurance terms: https://mano.bank/business/legal-agreements/deposits 
Privacy policy: https://mano.bank/privacy-policy 

We do not provide services to the clients who carry out these activities:

• Activities and services related to red light business, dating websites, escort services and similar.
• Online sales of food supplements and medical goods (not applicable to online ordering and delivery of these goods when organized by pharmacies licenced in Lithuania).
• Activities of charitable and non-profit organizations (NPOs), except for organizations recognized in the Republic of Lithuania or worldwide (eg. International Red Cross, UN World Food Program, Maisto Bankas, etc.).
• Provision of unlicensed casinos, gambling, betting, gaming and related services.
• Any illicit activity, including activities related to organized crime, drugs, arms, money laundering, the production and distribution of pornographic material, the organization of illegal gambling and betting, illegal investment activities and other illegal activities.
• Activities related to the provision of unlicensed and / or improperly registered financial services, as well as trading in virtual currencies / assets, depository virtual currency monetary service providers and other similar activities.

Regardless of the industry, we do not provide services to customers, who:

• Are legal persons whose activities are organized using bearer shares.
• Are included in the lists of persons engaged in illegal activities of official institutions of the Republic of Lithuania (eg. Gambling Supervisory Authority) and / or the International Organization of Securities Commissions (IOSCO)).
• Are politically exposed persons (PEPs) residing outside the European Economic Area, as well as the legal entities whose ultimate beneficial owner is a PEP.

For information on the terms of deposit insurance and when deposits are not insured, click here.