In 2020 we’re growing our credit portfolio for small and medium business 4-fold. Do you have equally ambitious business plans? Our business loans start from €50 000 and we can submit a project for INVEGA guarantee. From 1 month for a specific transaction or working capital to 15 years for long-term development investments.
Are you planning to expand your business, need extra working capital or to urgently finance a certain project? We adapt to the needs of your business and offer various types of business loans for different purposes, from working capital to investment in land, purchase of equipment and even increase of manpower.
We don’t make promises, we lend money faster and easier than the big banks. We don’t differentiate businesses based on field of activity or industry. Instead we fund entrepreneurs who are well versed in their field and have clear business ideas as well as teams to implement those ideas.
At this moment we don’t lend without collateral. Accepted forms of collateral are mortgage, personal or business guarantee and INVEGA guarantee.
In case of INVEGA guarantee, the loan part not guaranteed by the state must be secured by a mortgage or personal or business guarantee.
INVEGA's individual guarantee helps companies to obtain an investment or working capital loan for business development when the company itself does not have sufficient collateral.
INVEGA guarantee is intended for SMEs and large companies.
Guarantee can be up to 80% of the total loan amount and not greater than:
• For SMEs operating less than 3 years up to €579 240,04
• For SMEs operating more than 3 years up to €1 448 100,09
• Large companies up to 1 500 000€
INVEGA decides on the granting of the guarantee individually in each case. Upon receipt of the Bank's approval for the provision of financing, the Bank shall apply for an individual guarantee.
In most cases up to a week, depends on how quickly and efficiently you can provide required documents (detailed financial reports, business plan, description of experience, information about shareholders and similar).
• Filled out credit application
• General manager’s national identify documents
• Business incorporation documents
• Financial reports for the last 2 years
• Real estate evaluation (if applying with mortgage)
• And other documents depending on individual projects
The size and term of the loan depends on the cash flows, the purpose of the loan and the collateral.
No, a company must be registered in Lithuania to get a loan at mano.bank.
Yes. We want to contribute to the implementation of non-standard ideas, so please fill in the application form and we will contact you.
We would like to thank mano.bank's private customer lending manager Giedre for professional service, promptness and humanity. We recommend your service to everyone! Thank you.
Thank you Giedre for your kind service, very detailed and clear explanations. It was good to get service in your office. I am delighted with your personal qualities and I am especially delighted if it comes from you bank.
Thank you for the quality service, professional advice and promptness, I will use mano.bank services in the future too and also recommend them to all.