Business

Bank account
Customer data verification
Free of charge
Initial KYC Check-Up
-
Current / Accumulative account opening
Free of charge
Current / Accumulative account maintenance
5 € / month, for each account
Safeguarding / Correspondent account opening
-
Safeguarding / Correspondent account maintenance
-
Account closure
Free of charge
Bank statement prepared by a bank employee
5 € for one month's statement
Euro balance fee
Free of charge
Other currencies balance fee
0.03 € per day per 1.000 €
Balance fee, when the customer does not transfer funds to other accounts after the end of the business relationship
0.01 € per day per 1.000 €, (min 5 €)
Payments and Cash Transactions
Outgoing payments
Via the Internet
At the Bank
Internal payment
Free of charge
2 €
SEPA payment
0,40 €
2 €
SWIFT payment
20 €
20 €
Incoming payments
Via the Internet
At the Bank
Internal payment
Free of charge
Free of charge
SEPA payment
Free of charge
Free of charge
SWIFT payment
0.10 % (min 5 €, max 15 €)
0.10 % (min 5 €, max 15 €)
Cash transactions in euros at a bank branch
Via the Internet
At the Bank
Cash withdrawal
-
1,00 % min. 5 €
Cash deposit
-
0,20 % min. 5 €
Credits
Credit agreement conclusion fee
1.00 % of credit amount, min 500 €
Credit agreement amendment fee
From 0.50 % of credit amount, min 500 €
Change of loan monthly repayment date
50 €
Commitment fee
From 1.00 % of undisbursed credit amount
Lending project analysis and evaluation
From 0.50 % of credit amount, min 250 €
Real estate and/or other collateral inspectation by the bank
100 €
Valuation of real estate by the Bank:
Real estate of one property unit (apartment, premises, land)
100 €
Real estate of more than one property units (apartament/private house/premises/land with other belongings)
150 €
Movable property unit (office and/or household appliances, machines, equipment, vehicles)
50 €
The production or technological line of the movable property complex
100 €
Early repayment
1.00 % of the repaid credit amount, min 500 €
Refinancing
1.00 % of the repaid credit amount, min 500 €
Credit agreement maintenance
20 € / month
Credit disbursement fee
20 €
Other fees:
Issuance of any type of letters/consents
From 200 €
Sending a letter of default in the case of loans for business purposes
40 €
Release of mortgage/pledge
50 €
Issuance of guarantee
From 0,50 % of guarantee amount, min 500 €
Interest on late payments
0,10 % per day
Leasing
Leasing agreement preparation fee
1,00 % of the financed amount, min 350 €
Leasing limit project analysis and evaluation
1,00 % of the considered limit, min. 1 000 €
Leasing agreement amendment fee
From 0,50 % of the residual value, min 350 €
Change of leasing monthly repayment date
50 €
Commitment fee
From 1,00 % of undisbursed financed amount
Valuation of the financed property by the Bank
100 €
Early repayment
1,00 % of the repaid amount, min 350 €
Fee for the preparation of an agreement on the conditional pledge of the property or a tripartite agreement on the redemption of assets / Debt transfer agreement
1,00 % of the residual value, min 500 €
Other fees:
Fee for permission for sublease, subrent, use
100 €
Issuance of any type of letters/consents
50 €
Sending a letter of default in the case of leasing
40 €
Administration of administrative penalty documents or other documents received on behalf of the client
50 €
Interest on late payments
0,10 % per day
Other services
A significant change in the company's information, such as the ownership structure, has occurred
Free of charge
Refund of incoming payment at customer's request
50 €
Refund of outgoing payment
50 €
Payment cancellation, adjustment or fulfillment investigation
50 € + payee's payment service provider / bank correspondent fees
Forced write-off
2 €
Payment investigation (encompassing data analysis, examination of submitted documents, and more)
Free of charge
Copy of credit transfer
15 €
Issuance of a letter of confirmation of the Safeguarding account to a financial institution
-
Confirmation letter of an Accumulative account
100 €
Issuing a letter of intent to a financial institution
-
Other certificates and letters for daily banking services
100 €

A resident of the Republic of Lithuania is considered to be a person who has a personal identity document issued by the Republic of Lithuania and whose permanent residence is in Lithuania. It also includes a person who has a personal identity document issued by a country other than the Republic of Lithuania but lives in Lithuania and possesses a document issued by the Republic of Lithuania granting the right to temporarily or permanently reside in Lithuania.

A non-resident is a person who does not have a valid personal identity document in the Republic of Lithuania, including a document granting the right to temporarily or permanently reside in Lithuania, and whose permanent place of residence is in a foreign country.

Bank account
Customer data verification
From 1 000 €
Initial KYC Check-Up
From 1 000 €
Current / Accumulative account opening
500 € for each account
Current / Accumulative account maintenance
70 € / month, for each account
Safeguarding / Correspondent account opening
500 € for each account
Safeguarding / Correspondent account maintenance
200 € / month, for each account
Account closure
100 € for each account
Bank statement prepared by a bank employee
5 € for one month's statement
Euro balance fee
0.01 - 100,000.00 €
0.03 € per day per 1.000 €
100,000.01 - 1,000,000.00 €
0.05 € per day per 1.000 €
1,000,000.01 - 3,000,000.00 €
0.06 € per day per 1.000 €
3,000,000.00 € +
0.08 € per day per 1.000 €
Other currencies balance fee
0.01 - 100,000.00 €
0.05 € per day per 1.000 €
100,000.00 € +
0.15 € per day per 1.000 €
Balance fee, when the customer does not transfer funds to other accounts after the end of the business relationship
0.01 € per day per 1.000 €, (min 5 €)
Payments and Cash Transactions
Outgoing payments
Via the Internet
At the Bank
Internal payment
Free of charge
2 €
SEPA payment
1 €
2 €
SWIFT payment
30 €
30 €
Correspondent payment
Individual pricing will be applied
-
Incoming payments
Via the Internet
At the Bank
Internal payment
Free of charge
Free of charge
SEPA payment
0,6 €
0,6 €
SWIFT payment
0.10 % (min 5 €, max 15 €)
0.10 % (min 5 €, max 15 €)
Correspondent payment
Individual pricing will be applied
-
Cash transactions in euros at a bank branch
Via the Internet
At the Bank
Cash withdrawal
-
1,00 % min. 5 €
Cash deposit
-
0,20 % min. 5 €
Credits
Credit agreement conclusion fee
1.00 % of credit amount, min 500 €
Credit agreement amendment fee
From 0.50 % of credit amount, min 500 €
Change of loan monthly repayment date
50 €
Commitment fee
From 1.00 % of undisbursed credit amount
Lending project analysis and evaluation
From 0.50 % of credit amount, min 250 €
Real estate and/or other collateral inspectation by the bank
100 €
Valuation of real estate by the Bank:
Real estate of one property unit (apartment, premises, land)
100 €
Real estate of more than one property units (apartament/private house/premises/land with other belongings)
150 €
Movable property unit (office and/or household appliances, machines, equipment, vehicles)
50 €
The production or technological line of the movable property complex
100 €
Early repayment
1.00 % of the repaid credit amount, min 500 €
Refinancing
1.00 % of the repaid credit amount, min 500 €
Credit agreement maintenance
20 € / month
Credit disbursement fee
20 €
Other fees:
Issuance of any type of letters/consents
From 200 €
Sending a letter of default in the case of loans for business purposes
40 €
Release of mortgage/pledge
50 €
Issuance of guarantee
From 0,50 % of guarantee amount, min 500 €
Interest on late payments
0,10 % per day
Leasing
Leasing limit project analysis and evaluation
1,00 % of the considered limit, min. 1 000 €
Leasing agreement preparation fee
1,00 % of the financed amount, min 350 €
Leasing agreement amendment fee
From 0,50 % of the residual value, min 350 €
Change of leasing monthly repayment date
50 €
Commitment fee
From 1,00 % of undisbursed financed amount
Valuation of the financed property by the Bank
100 €
Early repayment
1,00 % of the repaid amount, min 350 €
Fee for the preparation of an agreement on the conditional pledge of the property or a tripartite agreement on the redemption of assets / Debt transfer agreement
1,00 % of the residual value, min 500 €
Other fees:
Fee for permission for sublease, subrent, use
100 €
Issuance of any type of letters/consents
50 €
Sending a letter of default in the case of leasing
40 €
Administration of administrative penalty documents or other documents received on behalf of the client
50 €
Interest on late payments
0,10 % per day
Other services
A significant change in the company's information, such as the ownership structure, has occurred
200 €
Refund of incoming payment at customer's request
50 €
Refund of outgoing payment
50 €
Payment cancellation, adjustment or fulfillment investigation
50 € + payee's payment service provider / bank correspondent fees
Forced write-off
2 €
Payment investigation (encompassing data analysis, examination of submitted documents, and more)
1,00 % (min. 500 €)
Copy of credit transfer
15 €
Issuance of a letter of confirmation of the Safeguarding account to a financial institution
500 €
Confirmation letter of an Accumulative account
100 €
Issuing a letter of intent to a financial institution
100 €
Other certificates and letters for daily banking services
100 €

A resident of the Republic of Lithuania is considered to be a person who has a personal identity document issued by the Republic of Lithuania and whose permanent residence is in Lithuania. It also includes a person who has a personal identity document issued by a country other than the Republic of Lithuania but lives in Lithuania and possesses a document issued by the Republic of Lithuania granting the right to temporarily or permanently reside in Lithuania.

A non-resident is a person who does not have a valid personal identity document in the Republic of Lithuania, including a document granting the right to temporarily or permanently reside in Lithuania, and whose permanent place of residence is in a foreign country.

Private

Bank Account
Account opening
Free of charge
Customer data verification
Free of charge
Account maintenance
Free of charge
Account closure
Free of charge
Account statement prepared by a bank employee
5 € for one month's statement
EUR balance fee
Free of charge
Other currencies balance fee
0.03 € per day per 1.000 €
Inactive account maintenance
1 € / month, for each / any type of account
Payments and Cash Transactions
Outgoing payments
Via the Internet
At the Bank
Internal payment
Free of charge
2 €
SEPA payment
Free of charge
2 €
SWIFT payment
20 €
20 €
Incoming payments
Via the Internet
At the Bank
Internal payment
Free of charge
Free of charge
SEPA payment
Free of charge
Free of charge
SWIFT payment
0.10 % (min 5 €, max 15 €)
0.10 % (min 5 €, max 15 €)
Cash transactions in euros at a bank branch
Via the Internet
At the Bank
Cash withdrawal
-
1.00 % (min 5 €)
Cash deposit
-
0,20 % (min. 5 €)
Mortgage Loans Secured by Real Estate
Credit agreement conclusion fee
1.00 % of credit amount, min 300 €
Credit agreement amendment fee:
In case the customer faces payment difficulties
100 €
In case of other reasons
From 0.50 % of credit amount, min 200 €
Change of loan monthly repayment date:
Once in a calendar year
Free of charge
As of the second and following change in one calendar year
30 €
Commitment fee:
In the case of loans for personal / household purposes
From 0.60% of undisbursed credit amount
In the case of loans for business purposes
From 1.00% of undisbursed credit amount
Real estate and/or other collateral inspectation by the bank
100 €
Valuation of real estate by the Bank:
Real estate of one property unit (apartment, premises, land)
50 €
Real estate of more than one property units (apartament/private house/premises/land with other belongings)
80 €
Movable property unit (office and/or household appliances, machines, equipment, vehicles)
20 €
The production or technological line of the movable property complex
80 €
Consent to subordinated pledge:
In the case of loans for personal / household purposes
Min 150 €
In the case of loans for business purposes
Min 250 €
Early repayment:
In the case of loans for personal / household purposes
Free of charge on the day of changing the variable interest rate; on other days, a compensation fee will be applicable as determined by legislation, not exceeding 3.00% of the repaid credit amount
In the case of loans for business purposes
1.00% of the repaid credit amount, min 200 €
Refinancing:
In the case of loans for personal / household purposes
Free of charge on the day of changing the variable interest rate; on other days, a compensation fee will be applicable as determined by legislation, not exceeding 3.00% of the repaid credit amount
In the case of loans for business purposes
1.00% of the repaid credit amount, min 300 €
Credit agreement maintenance
5 € / month
Other fees:
Issuance of any type of letters/consents
40 €
Sending a letter of default in the case of loans for business purposes
40 €
Release of mortgage/pledge
50 €
Interest on late payments:
In the case of loans for personal / household purposes
Max 0.05 % per day
In the case of loans for business purposes
0,10 % per day
Consumer Loan
Credit agreement conclusion fee
Free of charge
Credit agreement maintenance
7 € / month
Credit agreement amendment fee
From 30 €
Early repayment fee
Free of charge
Change of loans monthly repayment date
30 €
Interest on late payments
Max 0.05 % per day
Other Services
Refund of incoming payment at customer's request
50 €
Refund of outgoing payment
50 €
Payment cancellation, adjustment or fulfillment investigation
50 € + payee's payment service provider / bank correspondent fees
Forced write-off
2 €
Payment investigation (encompassing data analysis, examination of submitted documents, and more)
Free of charge
Copy of credit transfer
15 €
Issuance of certificate for declaration of income and assets
Free of charge
Issuance of other certificates, approvals and letters related to the provision of day-to-day services
50 €

A resident of the Republic of Lithuania is considered to be a person who has a personal identity document issued by the Republic of Lithuania and whose permanent residence is in Lithuania. It also includes a person who has a personal identity document issued by a country other than the Republic of Lithuania but lives in Lithuania and possesses a document issued by the Republic of Lithuania granting the right to temporarily or permanently reside in Lithuania.

A non-resident is a person who does not have a valid personal identity document in the Republic of Lithuania, including a document granting the right to temporarily or permanently reside in Lithuania, and whose permanent place of residence is in a foreign country.

Bank Account
Account opening
100 € for each / any type of account
Customer data verification
200 €
Account maintenance
5 € / month, for each / any type of account
Account closure
Free of charge
Bank statement prepared by a bank employee
5 € for one month's statement
EUR balance fee
Free of charge
Other currencies balance fee
0.03 € per day per 1.000 €
Inactive account maintenance
1 € / month, for each / any type of account
Payments and Cash Transactions
Outgoing payments
Via the Internet
At the Bank
Internal payment
Free of charge
2 €
SEPA payment
1 €
2 €
SWIFT payment
20 €
20 €
Incoming payments
Via the Internet
At the Bank
Internal payment
Free of charge
Free of charge
SEPA payment
Free of charge
Free of charge
SWIFT payment
0.10 % (min 5 €, max 15 €)
0.10 % (min 5 €, max 15 €)
Cash transactions in euros at a bank branch
Via the Internet
At the Bank
Cash withdrawal
-
1.00 % (min 5 €)
Cash deposit
-
0.20 % (min 5 €)
Mortgage Loans Secured by Real Estate
Credit agreement conclusion fee
1.00 % of credit amount, min 300 €
Credit agreement amendment fee:
In case the customer faces payment difficulties
100 €
In case of other reasons
From 0.50 % of credit amount, min 200 €
Change of loan monthly repayment date:
Once in a calendar year
Free of charge
As of the second and following change in one calendar year
30 €
Commitment fee:
In the case of loans for personal / household purposes
From 0.60% of undisbursed credit amount
In the case of loans for business purposes
From 1.00% of undisbursed credit amount
Real estate and/or other collateral inspectation by the bank
100 €
Valuation of real estate by the Bank:
Real estate of one property unit (apartment, premises, land)
50 €
Real estate of more than one property units (apartament/private house/premises/land with other belongings)
80 €
Movable property unit (office and/or household appliances, machines, equipment, vehicles)
20 €
The production or technological line of the movable property complex
80 €
Consent to subordinated pledge:
In the case of loans for personal / household purposes
Min 150 €
in the case of loans for business purposes
Min 250 €
Early repayment:
In the case of loans for personal / household purposes
Free of charge on the day of changing the variable interest rate; on other days, a compensation fee will be applicable as determined by legislation, not exceeding 3.00% of the repaid credit amount
In the case of loans for business purposes
1.00% of the repaid credit amount, min 200 €
Refinancing:
In the case of loans for personal / household purposes
Free of charge on the day of changing the variable interest rate; on other days, a compensation fee will be applicable as determined by legislation, not exceeding 3.00% of the repaid credit amount
In the case of loans for business purposes
1.00% of the repaid credit amount, min 300 €
Credit agreement maintenance
5 € / month
Other fees:
Issuance of any type of letters/consents
40 €
Sending a letter of default in the case of loans for business purposes
40 €
Release of mortgage/pledge
50 €
Interest on late payments:
In the case of loans for personal / household purposes
Max 0.05 % per day
In the case of loans for business purposes
0,10 % per day
Consumer Loan
Credit agreement conclusion fee
Free of charge
Credit agreement maintenance
7 € / month
Credit agreement amendment fee
From 30 €
Early repayment fee
Free of charge
Change of loans monthly repayment date
30 €
Interest on late payments
Max 0.05 % per day
Other Services
Refund of incoming payment at customer's request
50 €
Refund of outgoing payment
50 €
Payment cancellation, adjustment or fulfillment investigation
50 € + payee's payment service provider / bank correspondent fees
Forced write-off
2 €
Payment investigation (encompassing data analysis, examination of submitted documents, and more)
1,00 % (min 500 €)
Copy of credit transfer
15 €
Issuance of certificate for declaration of income and assets
Free of charge
Issuance of other certificates, approvals and letters related to the provision of day-to-day services
50 €

A resident of the Republic of Lithuania is considered to be a person who has a personal identity document issued by the Republic of Lithuania and whose permanent residence is in Lithuania. It also includes a person who has a personal identity document issued by a country other than the Republic of Lithuania but lives in Lithuania and possesses a document issued by the Republic of Lithuania granting the right to temporarily or permanently reside in Lithuania.

A non-resident is a person who does not have a valid personal identity document in the Republic of Lithuania, including a document granting the right to temporarily or permanently reside in Lithuania, and whose permanent place of residence is in a foreign country.