Pricing

¹For business companies which have  loans from "Mano bankas" it is free of charge.

²The fee is applied to the total amount of funds held by the client in euros in all client's accounts in AB "Mano bankas".

³The fee is applied on all funds held by the client in other currencies in all client accounts in AB "Mano bankas", the equivalent amount of euros, calculated according to the ratio of the euro to the corresponding foreign currency published by the European Central Bank.

Incoming payments

Outgoing payments

SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.        

SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.        

All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.        

SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.        

Outgoing payments

Incoming payments

SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.        

SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.        

All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.        

SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.        

An interest premium of +0.10% is applied when depositing online.

If you choose monthly interest payments, the interest rate will be reduced by -0.20%.

The minimum deposit amount is EUR 500.

The maximum term deposit amount is EUR 500,000. To place a fixed-term deposit of more than EUR 500,000, please contact support@mano.bank.

⁶When paying out the account balance to a customer closing a current account, no cash withdrawal fee is applied if the value of the paid-out balance is 5 EUR or less.

⁷If the funds are deposited with the purpose of concluding a fixed-term deposit agreement, paying the installment of a credit granted by the bank or other payments under the credit agreement, the tax is not applicable.

¹The specific amount of the applicable rate depends on the type of conditions being exchanged.    

²The credit disbursement fee is applied for each disbursement, when the credit is disbursed in installments (the fee is not applied if the credit is paid out in one disbursement). 

¹This fee applies to financial institutions and companies whose main activities are gambling and cryptocurrency trading. After the bank and the customer make a decision to open an account, the amount of this fee will not be reduced by the data verification fee.        

²The fee is applied to the total amount of funds held by the client in euros in all client's accounts in AB "Mano bankas". 

³The fee is applied on all funds held by the client in other currencies in all client accounts in AB "Mano bankas", the equivalent amount of euros, calculated according to the ratio of the euro to the corresponding foreign currency published by the European Central Bank.     

⁴The fee is calculated if at the end of each calendar day the sum of all account balances of one financial institution is greater than the specified limit. The fee is calculated at the end of each day on the total balance of the accounts, which exceeds the set limit, by multiplying it by the absolute value of the corresponding amount specified in the table, i.e. module. The tax amount calculated for the previous month is written off until the 15th day of the next calendar month.         

Safeguarding account     

Correspondent account

²The fee is applied to the total amount of funds held by the client in euros in all client's accounts in AB "Mano bankas".      

³The fee is applied on all funds held by the client in other currencies in all client accounts in AB "Mano bankas", the equivalent amount of euros, calculated according to the ratio of the euro to the corresponding foreign currency published by the European Central Bank.

⁴The fee is calculated if at the end of each calendar day the sum of all account balances of one financial institution is greater than the specified limit. The fee is calculated at the end of each day on the total balance of the accounts, which exceeds the set limit, by multiplying it by the absolute value of the corresponding amount specified in the table, i.e. module. The tax amount calculated for the previous month is written off until the 15th day of the next calendar month.         

Outgoing payments

Incoming payments

SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.        

SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.        

All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.        

SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.         

Outgoing payments

Incoming payments

SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.        

SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.        

All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.        

SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.         

International companies

Financial institutions

Term deposits from financial institutions are accepted with a 31 days' notice of termination.

To place a fixed-term deposit agreement, please contact support@mano.bank.

⁶When paying out the account balance to a customer closing a current account, no cash withdrawal fee is applied if the value of the paid-out balance is 5 EUR or less.        

⁷If the funds are deposited with the purpose of concluding a fixed-term deposit agreement, paying the installment of a credit granted by the bank or other payments under the credit agreement, the tax is not applicable.         

¹The specific amount of the applicable rate depends on the type of conditions being exchanged.    

²The credit disbursement fee is applied for each disbursement, when the credit is disbursed in installments (the fee is not applied if the credit is paid out in one disbursement).