¹The fee is calculated if the sum of all account balances in one financial institution at the end of each calendar day exceeds the specified limit. The fee is calculated at the end of each day: the total balance of the accounts that exceeds the set limit, multiplied by the absolute value of the corresponding amount in the table. The amount of tax calculated for the previous month is deducted by the 15th day of the next calendar month.

²The fee is applied for all client‘s funds based on the below-indicated amount. The fee is calculated for all client's funds in EUR held in the client‘s accounts in AB „Mano bankas“

³The fee is applied for all non-EUR client‘s funds based on the below-indicated amount. The fee is calculated for all client's funds in non-EUR currencies held in the client‘s accounts in AB „Mano bankas“.

From 2022-09-30

¹For business companies which have  loans from "Mano bankas" it is free of charge.

²The fee is applied to the total amount of funds held by the client in euros in all client's accounts in AB "Mano bankas".

³The fee is applied on all funds held by the client in other currencies in all client accounts in AB "Mano bankas", the equivalent amount of euros, calculated according to the ratio of the euro to the corresponding foreign currency published by the European Central Bank.

Incoming payments

Outgoing payments

From 2022-09-30

Incoming payments

Outgoing payments

SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.        

SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.        

All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.        

SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.        

Outgoing payments

¹Payments submitted to the Bank by 2.00 pm on a Banking Day are executed on the same day. Payments submitted after 14.00 are executed on the next Bank business day.

From 2022-09-30

Outgoing payments

Incoming payments

SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.        

SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.        

All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.        

SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.        

* Term deposits of more than EUR 100,000.00 may be subject to individual duration and pricing.
** The maximum term deposit amount is 1,000,000.00 EUR
*** We no longer offer these terms to new customer. It will only apply for automatically renewed contracts.

From 2022-09-30

¹The cash withdrawal fee is not applied to term deposit agreements signed before 2018.03.14.

²If the funds are deposited to conclude a term / accumulative deposit agreement, to pay a credit installment granted by the Bank, or other payments under a credit agreement, the fee is not applied.

From 2022-09-30

⁶When paying out the account balance to a customer closing a current account, no cash withdrawal fee is applied if the value of the paid-out balance is 5 EUR or less.

⁷If the funds are deposited with the purpose of concluding a fixed-term deposit agreement, paying the installment of a credit granted by the bank or other payments under the credit agreement, the tax is not applicable.

*Credit disbursement fee is only applicable for credits that are paid out in separate installments.

From 2022-09-30

¹The specific amount of the applicable rate depends on the type of conditions being exchanged.    

²The credit disbursement fee is applied for each disbursement, when the credit is disbursed in installments (the fee is not applied if the credit is paid out in one disbursement). 

¹The fee is calculated if the sum of all account balances in one financial institution at the end of each calendar day exceeds the specified limit. The fee is calculated at the end of each day: the total balance of the accounts that exceeds the set limit, multiplied by the absolute value of the corresponding amount in the table. The amount of tax calculated for the previous month is deducted by the 15th day of the next calendar month.

²The fee is applied for all client‘s funds based on the below-indicated amount. The fee is calculated for all client's funds in EUR held in client‘s accounts in AB „Mano bankas“.

³The fee is applied for all non-EUR client‘s funds based on the below-indicated amount. The fee is calculated for all client's funds in non-EUR currencies held in the client‘s accounts in AB „Mano bankas“.

From 2022-09-30

¹This fee applies to financial institutions and companies whose main activities are gambling and cryptocurrency trading. After the bank and the customer make a decision to open an account, the amount of this fee will not be reduced by the data verification fee.        

²The fee is applied to the total amount of funds held by the client in euros in all client's accounts in AB "Mano bankas". 

³The fee is applied on all funds held by the client in other currencies in all client accounts in AB "Mano bankas", the equivalent amount of euros, calculated according to the ratio of the euro to the corresponding foreign currency published by the European Central Bank.     

⁴The fee is calculated if at the end of each calendar day the sum of all account balances of one financial institution is greater than the specified limit. The fee is calculated at the end of each day on the total balance of the accounts, which exceeds the set limit, by multiplying it by the absolute value of the corresponding amount specified in the table, i.e. module. The tax amount calculated for the previous month is written off until the 15th day of the next calendar month.         

Safeguarding account

Correspondent account

¹A safeguarding or a correspondent account may be opened only with a current account at the Bank which will be used to charge fees for the deposit account.

²If the customer has more than 1 safeguarding account, this fee will be applied collectively for handling all customer's safeguarding accounts. 

³The fee is applied for all client‘s funds based on the below-indicated amount. The fee is calculated for all client's funds in EUR held in client‘s accounts in AB „Mano bankas“.

⁴The fee is applied for all non-EUR client‘s funds based on the below-indicated amount. The fee is calculated for all client's funds in non-EUR currencies held in client‘s accounts in AB „Mano bankas“.

From 2022-09-30

Safeguarding account     

Correspondent account

²The fee is applied to the total amount of funds held by the client in euros in all client's accounts in AB "Mano bankas".      

³The fee is applied on all funds held by the client in other currencies in all client accounts in AB "Mano bankas", the equivalent amount of euros, calculated according to the ratio of the euro to the corresponding foreign currency published by the European Central Bank.

⁴The fee is calculated if at the end of each calendar day the sum of all account balances of one financial institution is greater than the specified limit. The fee is calculated at the end of each day on the total balance of the accounts, which exceeds the set limit, by multiplying it by the absolute value of the corresponding amount specified in the table, i.e. module. The tax amount calculated for the previous month is written off until the 15th day of the next calendar month.         

Incoming payments

Outgoing payments

All international payments are made on a SHA (shared charges) basis: payer - you pay mano.bank's fees and payee - receiving party pays fees charged by the payee’s bank. So payee will receive payment minus all fees charged by intermediary banks.

From 2022-09-30

Outgoing payments

Incoming payments

SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.        

SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.        

All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.        

SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.         

Outgoing payments

¹Payments submitted to the Bank by 2.00 pm on a Banking Day are executed on the same day. Payments submitted after 14.00 are executed on the next Bank business day.

From 2022-09-30

Outgoing payments

Incoming payments

SEPA payment - a payment transaction in euros between the payer and the payee when both of their payment service providers are SEPA countries and when these service providers are connected to the SEPA payment system.        

SWIFT payment - a payment transaction when the payer's or payee's payment service provider is located in a non-SEPA country or when these services are provided providers are not connected to the SEPA payment system.        

All SWIFT payments are processed as very urgent transfers and sent to the recipient's correspondent bank on the same business day.        

SEPA countries – European Union member states, United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein.         

* Term deposits of more than EUR 100,000.00 may be subject to individual duration and pricing.
** The maximum term deposit amount is 1,000,000.00 EUR
*** We no longer offer these terms to new customer. It will only apply for automatically renewed contracts.

From 2022-09-30 

¹The cash withdrawal fee is not applied to term deposit agreements signed before 2018.03.14.

²If the funds are deposited to conclude a term / accumulative deposit agreement, to pay a credit installment granted by the Bank, or other payments under a credit agreement, the fee is not applied.

From 2022-09-30

⁶When paying out the account balance to a customer closing a current account, no cash withdrawal fee is applied if the value of the paid-out balance is 5 EUR or less.        

⁷If the funds are deposited with the purpose of concluding a fixed-term deposit agreement, paying the installment of a credit granted by the bank or other payments under the credit agreement, the tax is not applicable.         

*Credit disbursement fee is only applicable for credits that are paid out in separate installments.

From 2022-09-30

¹The specific amount of the applicable rate depends on the type of conditions being exchanged.    

²The credit disbursement fee is applied for each disbursement, when the credit is disbursed in installments (the fee is not applied if the credit is paid out in one disbursement).