No fees apply when refinancing a loan with Mano Bank under the simplified procedure. See FAQ for details.
Credit agreement conclusion fee
1.00 % of credit amount, min 300 €
Credit agreement amendment fee:
In case the customer faces payment difficulties
100 €
From 0.50 % of credit amount, min 200 €
Change of loan monthly repayment date:
Once in a calendar year
Free of charge
As of the second and following change in one calendar year
30 €
Commitment fee:
In the case of loans for personal / household purposes
From 0.60% of undisbursed credit amount
In the case of loans for business purposes
From 1.00% of undisbursed credit amount
Real estate and/or other collateral inspectation by the bank
100 €
Valuation of real estate by the Bank:
Real estate of one property unit (apartment, premises, land)
50 €
Real estate of more than one property units (apartament/private house/premises/land with other belongings)
80 €
Movable property unit (office and/or household appliances, machines, equipment, vehicles)
20 €
The production or technological line of the movable property complex
80 €
Consent to subordinated pledge:
In the case of loans for personal / household purposes
Min 150 €
In the case of loans for business purposes
Min 250 €
Early repayment:
In the case of loans for personal / household purposes
Free of charge on the day of changing the variable interest rate; on other days, a compensation fee will be applicable as determined by legislation, not exceeding 3.00% of the repaid credit amount
In the case of loans for business purposes
1.00% of the repaid credit amount, min 200 €
Refinancing:
In the case of loans for personal / household purposes
Free of charge on the day of changing the variable interest rate; on other days, a compensation fee will be applicable as determined by legislation, not exceeding 3.00% of the repaid credit amount
In the case of loans for business purposes
1.00% of the repaid credit amount, min 300 €
Credit agreement maintenance
5 € / month
Other fees:
Issuance of any type of letters/consents
40 €
Sending a letter of default in the case of loans for business purposes
40 €
Release of mortgage/pledge
50 €
Interest on late payments:
In the case of loans for personal / household purposes
Max 0.05 % per day
In the case of loans for business purposes
0,10 % per day
