mano bank | digital bank making it happen

Where to start

First, you will need a bank account at mano.bank. You can open it easily and quickly online. You will be able to make worldwide payments using your online banking or an application programming interface (API). All related fees can be found here.

mano.bank may offer to its clients:

Local payments in Lithuania
International worldwide transfers (SEPA and SWIFT payments)
Currency exchange operations
Convenient management of operations through online banking or API
individual attention and consulting

If you want to use these services safely and comfortably, open an account at mano.bank right now. It is so simple!

Make fast European money transfers (SEPA)

When using the services of mano.bank, you may choose the most optimal method to initiate SEPA payments: to initiate single payments, upload a bigger number of payments by file, or make payment orders using the application programming interface (API).

If the payment order is made before 4 pm, the funds usually enter the recipient’s account on the same business day.

The European money transfers may be done in euro to any financial institution in Lithuania, the United Kingdom, Switzerland, Monaco, San Marino, Andorra, Norway, Iceland, Liechtenstein, or a member state of the European Union that is connected to SEPA payment system.

Make worldwide payments (SWIFT)

With a mano.bank bank account, you can make payments worldwide. In addition to the European money transfers, you may transfer euros from and to your account at mano.bank anywhere in the world. Besides, you may initiate payments in other currencies - AUD, CAD, CHF, DKK, GBP, NOK, PLN, SEK, and USD.

You may convert euros to any other currency in your account or convert other currency into euros and make payments in the chosen currency at any time.

The currency calculator provides information on the exchange rate, preliminary terms for receipt of funds, and other payment-related information.

Make your finances more flexible. The currency is exchanged without any additional fees, and we update the exchange rates at least once an hour.

Security and money protection

mano.bank is an EU licensed bank that is registered in Lithuania and regulated by the Bank of Lithuania, with a distinct focus on the security of your funds. We have created a convenient self-service system and connected into safe international payment systems SWIFT, SEPA, and TARGET2. We continue to improve our services so that it would be as easy as possible for our clients to perform any operations in euro and other currencies.

Deposits in mano.bank accounts are insured in VĮ “Indėlių ir investicijų draudimas” (en. Public Institution Insurance of Deposits and Investments). Detailed information on the conditions of deposit insurance, instances when deposits are not insured, and when restrictions on deposit insurance pay-outs are applied is provided by VĮ “Indėlių ir investicijų draudimas” (en. Public Institution Insurance of Deposits and Investments).

FAQ

mano.bank SWIFT/BIC code

mano.bank BIC code: KUSRLT24.

To receive euros from anywhere outside the SEPA network, the following information must be provided:

Beneficiary bank: KUSRLT24
Beneficiary bank name: AB Mano bankas
Bank address: S. Moniuskos str. 27, Vilnius, LT- 08115, Lithuania

NOTE: KUSRLT24 is a direct member of TARGET2

Account: LTXX50301200000000XX
Name: Name Surname
Address: Address

Attaching documents

You can attach payment-related documents while initiating payment through our online banking. Follow the below steps:

1. Fill out the payment details, select „Additional information“ and click „Continue“.

2. Select your attachments and upload them. You can attach more than one document. Click 'Continue.'

3. Uploaded documents should appear in the "Attachments" list. Confirm the payment after verifying your payment information.

When is the best time to convert currency?

To ensure successful same-day conversion of your selected currency, please complete the conversion by:

USD - 4:00 p.m.
CAD - 4:00 p.m.
AUD - 2:00 p.m.
GBP - 3:00 p.m.
PLN - 09:30 a.m.
CHF - 10:30 a.m.
DKK - 10:30 a.m.
SEK - 10:30 a.m.
NOK - 10:30 a.m.

Can I receive multiple currency payments to mano.bank account?

Currently, you are only able to make payments in different currencies from your mano.bank account. Incoming payments can only be received in EUR.

Where can I send payments to?

You can make global payments in euros, British pounds, American and Canadian dollars, Mexican pesos and Czech koruna.

You can only send Polish zlotys to Poland.

You can only send Danish krone to Denmark.

You can only send Norwegian kroner to Norway.

You can only send Swedish krona to Sweden.

You can only send Singapore dollars to Singapore.

You can only send Hong Kong dollars to Hong Kong.

What if I can't find a bank that I want to send payment to?

If you can’t find the bank you need, please email us at hello@mano.bank.

What if I need to make a payment in a currency that mano.bank does not support?

If you regularly make payments in a currency that we don't currently offer, please email us at hello@mano.bank and we'll consider including that currency to our services.

Country restrictions

The outgoing and incoming payments involving residents or bussinesses of the following countries and jurisdictions will not be processed:

Afghanistan	Akrotiri	Ashmore and Cartier Islands
Baker Island	Barbados	Belarus
Bouvet Island	British Indian Ocean Territory	Burkina Faso
Cambodia	Cayman Islands	Chad
Christmas Island	Clipperton Island	Cocos (Keeling) Islands
Coral Sea Islands, territory of	Crimea	Cuba
Democratic Republic of Congo	Dhekelia	DPRK
East Timor	Falkland Islands	French Sout hern and Antarctic Lands
Gibraltar	Haiti	Heard Island and McDonald Islands
Howland Island	Iran	Jamaica
Jan Mayen	Jarvis Island	Johnston Atoll
Jordan	Kenya	Kingman Reef
Libya	Mali	Mayotte
Midway Islands	Morocco	Myanmar
Navassa Island	Nicaragua	Norfolk Island
Pakistan	Palmyra Atoll	Panama
Paracel Islands	Philippines	Pitcairn Islands
Russia	Saint Martin	Senegal
South Georgia and the South Sandwich Islands	South Sudan	Spratly Islands
Svalbard	Swaziland	Syria
Trinidad and Tobago	Uganda	Vanuatu
Wake Island	Wallis and Futuna	Yemen
Zimbabwe

UAE Payment purpose codes

When initiating cross-border payments, the central bank of the country may require a Purpose of Payment Code to be included with your transaction in order for your payment to be accepted and processed.

When sending a payment, select the required code and enter it in the payment details. E.g.: your payment details; UAE proper code – SAL.

Countries requiring payment purpose codes: United Arab Emirates (SWIFT payments in all currencies).

Please find the list of payment purpose codes here.

Global payments

Where to start

Make fast European money transfers (SEPA)

Make worldwide payments (SWIFT)

Security and money protection

FAQ

If you have additional questions, please contact us!

Dovilė Grendaitė

Miglė Urbaitė

Rasa Santackienė